A high-earning professional in McKinney, Texas with a multi-state event business came to me owing about $160,000 to the IRS after a previous accountant left her in a serious bind.
Thank you for reading this post, don't forget to subscribe!She was staring at a balance she could never realistically pay under a standard monthly plan and had no idea what options existed beyond “just send the IRS whatever they ask for.”
Instead of rushing into a payment arrangement that would crush her cash flow, we stepped back, reviewed her full financial picture, and presented a detailed case to the IRS.
After working through the numbers and documentation, we were able to place her into IRS “Currently Not Collectible” (CNC) status, which pauses active collection and gives her room to breathe while we manage the long-term plan.
Here’s how she described working with us:
“Very responsive, move quickly and knowledgeable CPA. I had issues with a previous accountant and he has been extremely helpful correcting their mistakes.”
Why North Texas Professionals Choose Executive Tax Solution for IRS Tax Debt
I’m Allen Lenth, a federally licensed Enrolled Agent (EA-MBA) serving McKinney, Allen, Plano, Frisco, Wylie, Sachse, Murphy, Garland, Rowlett, Rockwall, and all of North Texas + DFW.
Unlike seasonal tax prep shops or national call-center tax relief mills, I focus on IRS tax resolution for high-wage earners and business owners who are carrying serious tax debt, unfiled returns, or damage left behind by a previous tax professional.
This McKinney taxpayer’s situation is more common than people think:
- A previous accountant or CPA misses filings or sets up the wrong strategy
- Multi-state income and side businesses make the returns more complex
- IRS balances quietly grow into six-figure territory before anyone explains the real options
Those are not “just send a check” problems. They require someone who understands IRS tax law, knows how to present a hardship case, and is willing to stay in the fight until there’s a real path forward.
What We Did to Get $160,000 IRS Tax Debt Into Currently Not Collectible (CNC)
For this McKinney case, here’s what we did behind the scenes:
- Reviewed all prior returns and IRS transcripts – We pulled IRS records and prior filings to understand exactly how the $160,000 balance was built, including errors left by the previous accountant.
- Documented true financial hardship – We went line by line through income, expenses, and obligations to show the IRS why a traditional payment plan was not realistic.
- Prepared a complete CNC request package – Using IRS rules and guidelines, we built a supportable Currently Not Collectible case rather than a vague “I can’t pay” request.
- Communicated directly with the IRS – We handled the back-and-forth with the IRS so she didn’t have to sit on hold or try to explain a complex situation alone.
- Secured IRS “Currently Not Collectible” (CNC) status – Once the IRS agreed that forced collection would create serious hardship, they placed the account into CNC and paused active collection efforts.
The result:
- No unaffordable monthly payment
- Immediate breathing room from IRS pressure
- A clear, monitored status instead of chaos and guesswork
It’s not magic. It’s simply doing the work, knowing the IRS rules, and presenting the case the right way.
Watch: How a McKinney Taxpayer Qualified for IRS Currently Not Collectible (Video)
PLACE VIDEO HERE
In this short video, Myra, our AI tax assistant, walks through this McKinney CNC case and explains how IRS Currently Not Collectible status works for taxpayers who owe more than they can realistically pay.
You’ll see how we think about:
- When CNC makes sense
- What the IRS looks for
- How an Enrolled Agent presents the numbers so the IRS will actually listen
Serving McKinney and North Texas With Real IRS Tax Debt Relief
If you live in McKinney, Allen, Plano, Frisco, Wylie, Sachse, Murphy, Garland, Rowlett, Rockwall, or anywhere in North Texas and you’re carrying a large IRS balance, you don’t have to face it alone.
We work with high-wage professionals, side-business owners, and small business operators dealing with:
- Large IRS balances and back taxes
- Unfiled tax returns (multiple years)
- Bad advice or mistakes from previous CPAs and accountants
- IRS notices, liens, and threats of enforced collection
Here’s how we help:
- Unfiled return preparation and cleanup
- IRS tax debt resolution, including CNC, installment agreements, and Offers in Compromise where appropriate
- Penalty abatement and interest relief where possible
- Representation for IRS notices, audits, and collection actions
Ready to talk about your options?
Click here to book your free consultation.
Not sure how much you actually owe the IRS?
Calculate your tax debt now at TaxDebtCalculator.com
Frequently Asked Questions
Do you serve McKinney and North Texas for IRS tax debt resolution?
Yes. Executive Tax Solution serves McKinney, Allen, Plano, Frisco, Wylie, Sachse, Murphy, Garland, Rowlett, Rockwall, and all of North Texas + DFW, along with clients throughout Texas and across the U.S. remotely.
We specialize in IRS tax debt resolution for high-wage earners and business owners who’ve been carrying serious tax problems for years.
What is IRS “Currently Not Collectible” (CNC) status?
“Currently Not Collectible” (CNC) is an IRS status that pauses active collection when the IRS agrees you cannot afford to make payments without creating serious financial hardship.
The debt still exists, but the IRS stops active collection efforts like enforced garnishments or aggressive payment demands while your case is in CNC.
Who qualifies for IRS Currently Not Collectible (CNC)?
CNC is typically used for taxpayers whose income and allowed living expenses leave little or no room for payments after the basics.
High-balance cases like this McKinney taxpayer — especially when tied to complex business or multi-state income — often require a detailed financial presentation from a professional to qualify.
Does CNC mean my IRS tax debt is forgiven?
No. CNC does not automatically erase the debt.
Interest can still accrue, and the IRS can review your situation in the future. In some cases, if the collection statute expires while you are in CNC, some or all of the debt may effectively fall off — but that’s a strategy conversation, not a guarantee.
How long does it take to get IRS CNC status approved?
Simple cases can sometimes be approved in a few months.
More complex cases, like high-balance accounts with multi-state income and prior preparer mistakes, can take longer as we gather documentation and work through the IRS review process.
The key is persistence and a complete, accurate financial picture.
What’s the difference between an Enrolled Agent and a CPA for IRS tax debt?
Enrolled Agents (EAs) are federally licensed by the IRS and focus specifically on tax law, IRS representation, and tax problem resolution.
CPAs are state-licensed and often focus more broadly on accounting, financial statements, and business advisory work.
For IRS tax debt, audits, and long-term resolution strategies like CNC, installment agreements, or Offers in Compromise, Enrolled Agents are the specialists.
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💼 ABOUT EXECUTIVE TAX SOLUTION
Allen Lenth, EA-MBA | Your Local Tax Defense & Resolution Team
Serving McKinney, Allen, Plano, Frisco, Wylie, Sachse, Murphy, Garland, Rowlett, Rockwall, and all of North Texas + DFW, plus clients across the United States remotely.
Discover more from Sachse, Murphy, Wylie Executive Tax Solution (469) 262-6525 - Allen Lenth IRS Tax Consultant
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